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How are policies of the Exchange identified in NYS?
With the implementation of the Affordable Care Act discuss:  
How are the policies of the Exchange identified in NYS?  Are they all the same cost?      
What disparities have the beneficiaries of the Exchange insurance policies experienced?    
Name at lease 3 disparities (challenges) and discuss the impact to their healthcare services

post 3 questions with content. cite and references needed for this assignment