Managed care
Response 1
Should Government be involved in health insurance? Yes or No-be sure to state your reason why?
Response
My personal viewpoints do not interweave with your perspective. You support the single payer system and argue that government involvement in healthcare will increase health care costs. According to my outlook, I believe that the government should regulate health insurance because it is responsible for implementing quality measure and standards designed to improve quality care and eliminate bad care (Troy, 2015). The government will also shape the insurance industry, prevent disease and promote health by regulating the insurance premiums and bringing innovative products and technology such as ways of practicing medicine (Troy, 2015). In addition, the uninsured individuals due to lack of unemployment will access health care from government-funded healthcare.
Are these public government programs as “good as” the commercial programs-why or why not?
Response
I agree with your opinion that the public government programs are as good as the commercial programs. The programs such as Medicare, Medicaid, and others offer health care services to majority of the Americans including the older persons, the disabled persons, people from low-income families, military personnel, among others (Billas, 2012). These programs are effective because they reduce illness, improve well-being, safety, and quality care. Commercial programs also offer similar services since they offer preventive services such as routine immunization, counseling, and covers the costs of medications.
Response 2
Should Government be involved in health insurance? Yes or No-be sure to state your reason why?
Response
I agree with your opinion that the government plays a significant role in healthcare insurance. When the government regulates health care, it promotes positive externalities whereas the private market would produce negative externalities (Troy, 2015). For example, the government ensures that everyone including the underprivileged has access to quality care, it also provides public resources for quality health, it increases welfare and promotes equity, as well as consumer satisfaction. In addition, the government is responsible in controlling diseases, it implements new scientific information, reduces poverty, improves efficiency and more importantly, it regulates the health care markets in terms of costs, quality and offers valuable guidance (Troy, 2015).
Are these public government programs as “good as” the commercial programs-why or why not?
Response
I agree with the opinion that the public government programs are not only as good as the commercial programs but they are also better than. Unlike the commercial programs where the insured pay hundreds of dollars in monthly basis and receive limited coverage, public government programs offer quality services to all conditions and eliminate inequality (Billas, 2012). Government programs also ensure a well-run health system, availability of medicines and technology, well-trained physicians, and quality, superior and efficient care at a low cost.
References
Troy, T. D. (2015). How the government as a payer shapes the health care marketplace. American Health
Policy Institute. Retrieved from; http://www.americanhealthpolicy.org/Content/documents/resources/Government_as_Payer_12012015.pd
Billas, M. (2012). The Evolution of Health Insurance in America: A Look at the Past, Present, and Future
of an Increasingly Dynamic Industry. Honors Scholar Theses. Retrieved from:
https://opencommons.uconn.edu/cgi/viewcontent.cgi?referer=https://www.google.com/&h
ttpsredir=1&article=1236&context=srhonors_theses
