American Healthcare System

Introduction

The government should provide a healthcare system which can be accessed easily by anyone regardless of their social status. In addition, the modes of payment, should also be enhanced, and this can be easily done through observing the failures of Obamacare. Patients should be given the support they need, in order to allow them to undertake their tasks immediately after being treated. Medical access should be good, each and every one should be able to easily access medical services without any problems whatsoever.

Most people in the US cannot be able to pay for their insurance premiums, due to the high cost of living. In addition, some companies do not pay the insurance premiums for their employees, due to the low profits which such companies register (Chapter 1). On the other hand, some companies pay a certain percentage of insurance and the employee is supposed to cater for the rest. This has consequently made it hard for most employees to sign up for health insurance, since they may not be able to pay for the insurance (Emanuel, 2014). This is a move which has seen most people in the country not being able to access medical service trough health insurance. 41% of the country’s population cannot be able to afford health insurance, thus making it hard for such people to be able to access medical care (Etats, 2009).

In order the government to make health care system accessible to all, it needs to look at the rates of insurance, financing, delivery and payment, and the access of medical care (Emanuel, 2014). When it comes to financing, companies should finance a certain percentage of employees’ insurance. This should be a law governing the financing of employees insurance by companies (Chapter 1). This should be applicable particularly to low profit companies, thus making sure that the employees are supported by the companies, up to a certain percentage, based on the annual performance of the company. This law should not however be applicable to companies which fully cover the health insurance of their employees (Emanuel, 2014).

Health care should also be accessible, through reducing the cost of providing healthcare (Emanuel, 2014). This can be done through reducing the cost of administering healthcare, whereby the government can support people of a certain payment bracket through catering for a part of their medical care. The access will be improved in so doing, since most people particularly the low income earners will be able to access healthcare without any problems (Chapter 1).

Insurance premiums should also be reduced, whereby there should be insurance premiums which can be easily afforded by low income earners. This will allow most people to sign up for health insurance, hence making it easier for them to access healthcare services (Chapter 1). Delivery of medical care should therefore be flexible, since most people will have healthcare insurance, thus allowing the medical practitioners to be able to cater for their needs within the shortest time possible (Emanuel, 2014). Finally, insurance companies should be able to pay directly to the hospitals for the costs of administering different services on the patients. The payment system should not be delayed, in order to allow the employees to be able to access medical care at ease.

Conclusion

The government should be capable of providing a healthcare system which can be accessed by each and every one, regardless of their social status. Low income earners can be able to fully cater for the health care needs, thus making them to avoid getting medical care. This consequently makes it hard for such groups of people to be able to deal with their health conditions. The government should consequently support such groups of people, through coming up with laws of insurance payment by the employer. The employers should cater for a certain percentage of the employee’s health insurance, hence making most employees to be able to cater for their health insurance, thus easing the access of medical services for many.

Reference

Chapter 1. A Distinctive System of Health Care Delivery: Jones and Bartlett Publishers.

Emanuel, E. J. (2014). Reinventing American health care: How the Affordable Care Act will improve our terribly complex, blatantly unjust, outrageously expensive, grossly inefficient, error prone system.

Etats-Unis. (2009). The unsustainable cost of health care. Washington (D.C.: Government printing Office.