Patient Protection and Affordable Care Act
Four Improvements for Patients with Private Insurance
The patient protection and CA assisted numerous people to get health insurance coverage because it reinforced the medical system. With the establishment of ACA, patients with private insurance policies received lowered premiums and even cost-sharing was made possible. For instance, senior citizens and people with disabilities were registered for the medical program. Also, in terms of purchasing a prescription, most of the patients received discounted drugs (Chu et al., 2020). One of the central roles of ACA is to ensure all Americans because it is unconstitutional to remain uncovered due to insurance cover. Also, the ACA put in place medical insurance market spaces such as health.gov websites to monitor people who registered and applied for medical insurance cover. Despite overpriced private prices, ACA was able to increase the number of people with insurance medical cover. Hence, medical premiums were more competitive due to the reduced prices.
Impact of ACA and the Success
One of the main reasons for high rates of premium is that ACA enabled more than 20million people to acquire medical insurance and eliminated the pre-existing prerequisite required for the legislative clause. In the meantime, the increasing number of insured people increased the risk pool as people were forced to cover costly medical conditions (Ibrahim et al., 2020). One failure of ACA is the expensive taxes to support most of the ACA expenses that came as a result of the medical plan. In terms of success, it was one of the most consistent and impactful health plans ever seen. The consequential due to its inclusive plan reformed agenda due to increased insurance coverage through cost-sharing. Additionally, it reformed the laws with the primarily accommodated more patients with chronic illnesses.
References
Chu, Q. D., Li, T., Hsieh, M. C., Yi, Y., Gibbs, J. F., Lyons III, J. M., & Wu, X. C. (2020). Positive impact of the Patient Protection and Affordable Care Act Medicaid expansion on Louisiana women with breast cancer. Cancer.
Ibrahim, A. M., Nuliyalu, U., Lawton, E. J., O’Neil, S., Dimick, J. B., Gulseren, B., ... & Ryan, A. M. (2020). Evaluation of US Hospital Episode Spending for Acute Inpatient Conditions After the Patient Protection and Affordable Care Act. JAMA network open, 3(11), e2023926-e2023926.
